Payment Name/ Payment Type	About	Available In	Transaction Currencies	Settlement Currencies	Payment Cycle	Refund Supported	3DS Supported (Cards Only)	Chargebacks Supported (Cards Only)
Mastercard Card Schemes	Mastercard is a global card scheme from the US facilitating payments across more than 200 countries and territories.	Hong Kong, Indonesia, Malaysia, Myanmar, Philippines, Singapore, Thailand, Vietnam	AED, AFN, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL,...MORE AED, AFN, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BYN, BZD, CAD, CDF, CHF, CLF, CLP, CNY, COP, CRC, CUP, CVE, CZK, DJF, DKK, DOP, DZD, EEK, EGP, ERN, ETB, EUR, FJD, FKP, FRF, GBP, GEL, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HTG, HUF, IDR, ILS, INR, IQD, IRR, ISK, JMD, JOD, JPY, KES, KGS, KHR, KMF, KRW, KWD, KYD, KZT, LAK, LKR, LRD, LSL, LTL, LVL, LYD, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MRO, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SHP, SLE, SOS, SRD, STD, SVC, SYP, SZL, THB, TJS, TMT, TND, TOP, TRY, TTD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VEF, VND, VUV, WST, XAF, XCD, XOF, XPF, YER, ZAR, ZMW ...LESS	CAD, CHF, CNH, DKK, EUR, GBP, HKD, IDR, JPY, MMK, MYR, NZD, PHP, SEK, SGD, SUD, THB, USD, VND	T+1 to T+3	Yes	Yes	Yes
Visa Card Schemes	Visa is a global card scheme from the US facilitating payments across more than 200 countries and territories.	Hong Kong, Indonesia, Malaysia, Myanmar, Philippines, Singapore, Thailand, Vietnam	AED, AFN, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL,...MORE AED, AFN, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BYN, BZD, CAD, CDF, CHF, CLF, CLP, CNY, COP, CRC, CUP, CVE, CZK, DJF, DKK, DOP, DZD, EEK, EGP, ERN, ETB, EUR, FJD, FKP, FRF, GBP, GEL, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HTG, HUF, IDR, ILS, INR, IQD, IRR, ISK, JMD, JOD, JPY, KES, KGS, KHR, KMF, KRW, KWD, KYD, KZT, LAK, LKR, LRD, LSL, LTL, LVL, LYD, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MRO, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SHP, SLE, SOS, SRD, STD, SVC, SYP, SZL, THB, TJS, TMT, TND, TOP, TRY, TTD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VEF, VND, VUV, WST, XAF, XCD, XOF, XPF, YER, ZAR, ZMW ...LESS	CAD, CHF, CNH, DKK, EUR, GBP, HKD, IDR, JPY, MMK, MYR, NZD, PHP, SEK, SGD, SUD, THB, USD, VND	T+1 to T+3	Yes	Yes	Yes
AMEX Card Schemes	Amex is the fourth largest card network globally based on purchase volume, and has 133.3 million cards in force worldwide as of December 31, 2022, with an average spending per card member in 2022 of $23,496.	Malaysia, Singapore, Thailand	AUD, CAD, EUR, GBP, HKD, IDR, JPY, MYR, NZD, PHP, SGD, THB, USD AUD, CAD, EUR, GBP, HKD, IDR, JPY, MYR, NZD, PHP, SGD, THB, USD ...LESS	MYR, SGD, THB, USD	T+1 to T+7	Yes	Yes	Yes
Diners Club Card Schemes	Diners Club was founded in New York, and is accepted at 185 countries globally	Hong Kong, Indonesia, Malaysia, Philippines, Singapore, Thailand	AED, CAD, CHF, CNY, DKK, EUR, GBP, HKD, IDR, JPY, KRW, KZT, LKR, MOP, MYR, NOK, NPR, NZD, OMR, PKR,...MORE AED, CAD, CHF, CNY, DKK, EUR, GBP, HKD, IDR, JPY, KRW, KZT, LKR, MOP, MYR, NOK, NPR, NZD, OMR, PKR, SEK, SGD, THB, TWD, UAD, USD ...LESS	HKD, SGD, THB, USD	T+1	Yes	Yes	Yes
Discover Card Schemes	Discover is a card scheme originating from the US, and can be used in over 200 countries	Hong Kong, Indonesia, Malaysia, Philippines, Singapore, Thailand	AED, CAD, CHF, CNY, DKK, EUR, GBP, HKD, IDR, JPY, KRW, KZT, LKR, MOP, MYR, NOK, NPR, NZD, OMR, PKR,...MORE AED, CAD, CHF, CNY, DKK, EUR, GBP, HKD, IDR, JPY, KRW, KZT, LKR, MOP, MYR, NOK, NPR, NZD, OMR, PKR, SEK, SGD, THB, TWD, UAD, USD ...LESS	HKD, SGD, THB, USD	T+1	Yes	Yes	Yes
UPI Card Schemes	UPI was founded in India, and operates in 27 different countries, such as Singapore and the UK	Hong Kong, Malaysia, Myanmar, Philippines, Singapore, Thailand	AED, AUD, CAD, CHF, CNY, DKK, EUR, GBP, HKD, IDR, INR, JPY, KRW, KZT, LKR, MMK, MOP, MYR, NOK, NPR,...MORE AED, AUD, CAD, CHF, CNY, DKK, EUR, GBP, HKD, IDR, INR, JPY, KRW, KZT, LKR, MMK, MOP, MYR, NOK, NPR, NZD, OMR, PHP, PKR, SEK, SGD, THB, TWD, USD ...LESS	HKD, MYR, SGD, THB, USD	T+1	Yes	Yes	Yes
JCB Card Schemes	JCB is the only international card scheme based in Japan operating in over 190 countries globally.	Hong Kong, Indonesia, Malaysia, Myanmar, Philippines, Singapore, Thailand	AED, AUD, BDT, BHD, BND, CAD, CHF, CNY, DKK, EUR, GBP, HKD, IDR, INR, JPY, KRW, KWD, KZT, LKR, MMK,...MORE AED, AUD, BDT, BHD, BND, CAD, CHF, CNY, DKK, EUR, GBP, HKD, IDR, INR, JPY, KRW, KWD, KZT, LKR, MMK, MOP, MYR, NOK, NPR, NZD, OMR, PHP, PKR, QAR, RUB, SAR, SEK, SGD, THB, TWD, USD, VND, ZAR ...LESS	HKD, IDR, MYR, PHP, SGD, THB, USD	T+1	Yes	Yes	Yes
MPU Card Schemes	MPU is a major card service founded in Myanmmar, and it is accepted at over 160 coutries globally	Myanmar	MMK, USD MMK, USD ...LESS	MMK	T+1 to T+3	Yes	Yes	Yes
Korean Card Card Schemes		Korea, Singapore	KRW KRW ...LESS	KRW, USD	T+7	Yes	Yes	Yes
RuPay Card Schemes	Founded in India, RuPay operates in over 180 countries globally.	India	INR INR ...LESS	INR	T+1	Yes	Yes	Yes
UPI Card Schemes	UPI was founded in India, and operates in 27 different countries, such as Singapore and the UK	India	INR INR ...LESS	INR	T+1	Yes	Yes	Yes
UPIQR Card Schemes	UPI was founded in India, and operates in 27 different countries, such as Singapore and the UK	India	INR INR ...LESS	INR	T+1	Yes	Yes	Yes
UOB IPP Banks & Schemes	UOB is an international bank headquartered in Singapore and it operates in 19 countries, with a majority of its operations being focused in the Asia Pacific	Singapore, Thailand	SGD, THB SGD, THB ...LESS	SGD, THB	T+1	Yes	No	No
DBS IPP Banks & Schemes	DBS is an international bank founded in Singapore. DBS is accepted in 19 countries, with a growing presence in SEA, Greater China and South Asia	Singapore	SGD SGD ...LESS	SGD	T+1	Yes	No	No
OCBC IPP Banks & Schemes	OCBC is the oldest international bank founded in Singapore, operating in 9 countries, mainly in SEA.	Malaysia, Singapore	MYR, SGD MYR, SGD ...LESS	MYR, SGD	T+1	Yes	No	No
HSBC IPP Banks & Schemes	HSBC is an international bank frounded in HSBC, and operates in over 62 countries and territories.	Hong Kong, Malaysia, Philippines, Singapore	HKD, MYR, PHP, SGD HKD, MYR, PHP, SGD ...LESS	HKD, MYR, PHP, SGD	T+1, Acquirer's discretion (HK only)	Yes	No	No
SCB IPP Banks & Schemes	SCB is founded in the UK, and operates in 52 countries globally	Hong Kong, Singapore, Thailand	HKD, SGD, THB HKD, SGD, THB ...LESS	HKD, SGD, THB	T+1, Acquirer's discretion (HK only)	Yes	No	No
AMEX IPP Banks & Schemes	Amex is the fourth largest card network globally based on purchase volume, and has 133.3 million cards in force worldwide as of December 31, 2022, with an average spending per card member in 2022 of $23,496.	Hong Kong, Malaysia, Singapore, Thailand	HKD, MYR, SGD, THB HKD, MYR, SGD, THB ...LESS	HKD, MYR, SGD, THB	T+1, Acquirer's discretion (HK only)	Yes	No	No
DBS (PineLabs) IPP Banks & Schemes		Singapore	SGD SGD ...LESS	SGD	T+2	Yes	No	No
HSBC (PineLabs) IPP Banks & Schemes		Singapore	SGD SGD ...LESS	SGD	T+2	Yes	No	No
BBL IPP Banks & Schemes	BBL is a leading bank founded in Thailand, operating in 14 different countries, including Japan and the UK	Thailand	THB THB ...LESS	THB	T+1	Yes	No	No
KTC IPP Banks & Schemes		Thailand	THB THB ...LESS	THB	T+1	Yes	No	No
KBank IPP Banks & Schemes	KBank was founded in Thailand and operates in 9 countries, including the People’s Republic of China and Japan	Thailand	THB THB ...LESS	THB	T+1	Yes	No	No
TBank IPP Banks & Schemes		Thailand	THB THB ...LESS	THB	T+1	Yes	No	No
Citi IPP Banks & Schemes	Citibank is was founded in New York, with a global presence of 160 countries.	Thailand	THB THB ...LESS	THB	T+1	Yes	No	No
BAY IPP Banks & Schemes	Founded in Thailand, BAY has an extensive global network connecting over 50 countries.	Thailand	THB THB ...LESS	THB	T+1	Yes	No	No
Public Bank IPP Banks & Schemes	Founded in Malaysia, Public Bank has a strong regional network, consisting of countries like China , Vietnam and Hong Kong	Malaysia	MYR MYR ...LESS	MYR	T+1	Yes	No	No
Maybank IPP Banks & Schemes	Established in Malaysia, Maybank is among the top 5 banks in SEA, and has offices in over 20 countries	Indonesia, Malaysia	IDR, MYR IDR, MYR ...LESS	IDR, MYR	T+1	Yes	No	No
RHB IPP Banks & Schemes	RHB was founded in Malaysia and is the 4th largest financial group in Malaysia, and operates in 8 different markets, including Thailand, Singapore and Vietnam	Malaysia	MYR MYR ...LESS	MYR	T+1	Yes	No	No
Ambank IPP Banks & Schemes	Ambank is the 6th largest bank in Malaysia, mainly focusing their operations in Malaysia with 175 branches scattered throughout the country	Malaysia	MYR MYR ...LESS	MYR	T+1	Yes	No	No
CIMB IPP Banks & Schemes	CIMB was founded in Malaysia, and is currently the 5th largest banking group by assets in the ASEAN region. They have a regional presence of 19 countries.	Indonesia, Malaysia	IDR, MYR IDR, MYR ...LESS	IDR, MYR	T+1	Yes	No	No
Hong Leong Bank IPP Banks & Schemes	Founded in Malaysia, Hong Leong Bank serves customers from 8 different countries, including Australia and Mainand China.	Malaysia	MYR MYR ...LESS	MYR	T+1	Yes	No	No
Affin Bank IPP Banks & Schemes	Originating from Malaysia, Affinbank has a network of 115 branches within the country, and is a major bank in Malaysia	Malaysia	MYR MYR ...LESS	MYR	T+1	Yes	No	No
MetroBank IPP Banks & Schemes	An international bank founded in the Philippines, Metrobank serves customers from 10 different countries, Including the UK and the US	Philippines	PHP PHP ...LESS	PHP	T+1	Yes	No	No
BDO IPP Banks & Schemes	Founded in the Philippines, BDO has a global network across regions such as Asia, Europe North America and the MIddle East, and has 16 international offices.	Philippines	PHP PHP ...LESS	PHP	T+1	Yes	No	No
RCBC IPP Banks & Schemes	RCBC is the 5th largest privtely owned universal bank in the Philippines, and servers customers from 15 countries, including Greece and Saudi Arabia	Philippines	PHP PHP ...LESS	PHP	T+1	Yes	No	No
BCA IPP Banks & Schemes	One of the largest banks in Indonesia, BCA serves over 38 million customers across Indonesia	Indonesia	IDR IDR ...LESS	IDR	T+1	Yes	No	No
OCBC NSIP IPP Banks & Schemes	Under the OCBC group, OCBC NSIP is the 8th largest bank in Indonesia, with over 300 branches across the country	Indonesia	IDR IDR ...LESS	IDR	T+1	Yes	No	No
Livibank IPP Banks & Schemes	Livibank was founded in Hong Kong, and is currently the 4th largest virtual bank in Hong Kong. As of 20222, Livibank has reported serving over 200000 customers	Hong Kong	HKD HKD ...LESS	HKD	T+1	Yes	No	No
AliPay Wallets	AliPay is a mobile Wallet that is accepted in 110 countries globally	Hong Kong, Singapore, Thailand	AUD, CAD, CHF, CNY, DKK, EUR, GBP, HKD, JPY, MOP, NOK, NZD, SEK, SGD, THB, TWD, USD AUD, CAD, CHF, CNY, DKK, EUR, GBP, HKD, JPY, MOP, NOK, NZD, SEK, SGD, THB, TWD, USD ...LESS	HKD, SGD, THB, USD	T+1	Yes	No	No
AliPay HK Wallets	AliPayHK is a mobile Wallet released by the ANT group, and now has over 3.3 million users from Hong Kong.	Hong Kong	CNY, HKD CNY, HKD ...LESS	HKD	T+1	Yes	No	No
AliPay+ (AMS) Wallets	AliPay+ supports over 20 mobile payment providers, as well as over 90 acquiring service providers, while serving millions of global merchants, allowing consumers to pay with theur prefered payments methods globally.	Singapore	HKD, IDR, JPY, KRW, MYR, PHP, THB, USD, VND HKD, IDR, JPY, KRW, MYR, PHP, THB, USD, VND ...LESS	SGD, USD	T+4	Yes	No	No
Alipay+ (APS) – Online Wallets	AliPay+ supports over 20 mobile payment providers, as well as over 90 acquiring service providers, while serving millions of global merchants, allowing consumers to pay with theur prefered payments methods globally.	Philippines, Singapore	HKD, IDR, KRW, MYR, PHP, THB, USD HKD, IDR, KRW, MYR, PHP, THB, USD ...LESS	PHP, SGD, THB	T+2	Yes	No	No
WeChat Wallets	WeChat is a mobile Wallet released in China and is avaliable in over 200 countries and regions, and is used by 1.33 billion people globally	Malaysia, Singapore, Thailand	CNY, EUR, HKD, MYR, SGD, THB, USD CNY, EUR, HKD, MYR, SGD, THB, USD ...LESS	EUR, HKD, MYR, SGD, THB, USD	T+1	Yes	No	No
LinePay Wallets	LinePay is a mobile Wallet based in Japan and is accepted in most countries	Thailand	THB THB ...LESS	THB	T+1	Yes	No	No
Gcash Wallets	Coming from the Philippines, Gcash is avaliable in 29 markets, including Singapore and the UK	Philippines	PHP PHP ...LESS	PHP	T+1	Yes	No	No
Paymaya Wallets	Founded in the Philippines, PayMaya is a leading mobile Wallet in the Philippines, with over 45 million users	Philippines	PHP PHP ...LESS	PHP	T+1	Yes	No	No
Boost Wallets	Boost is an eWallet founded in Malaysia and is avaliable in 7 markets within SEA	Malaysia	MYR MYR ...LESS	MYR	T+1	Yes	No	No
Touch N Go Wallets	Touch N Go, a Malaysian eWallet, is accepted in 10 regional markets, including India and Singapore	Malaysia	MYR MYR ...LESS	MYR	T+1	Yes	No	No
GrabPay Wallets	Singaporean eWallet GrabPay is accepted in 8 countries regionally, inclusing Myanmmar and Thaland	Malaysia, Philippines, Singapore, Thailand, Vietnam	MYR, PHP, SGD, THB, VND MYR, PHP, SGD, THB, VND ...LESS	MYR, PHP, SGD, THB, VND	T+1 to T+2	Yes	No	No

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